What are today's mortgage interest rates: January 28, 2026?

Considering a home purchase or a refinance of your existing property? Here are the mortgage rates to know right now.

Mortgage Rates Today: January 28, 2026 – Rates Fall For 4th Straight Day

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.17%, according to the Mortgage Research Center. On a ...

30-year fixed mortgage rates drop year-over-year

Since February of last year, the 30-year fixed mortgage rate dropped about 0.75%.

How the Fed’s Rate Decisions Affect Your Wallet

The central bank’s policy stance can influence consumer savings and borrowing, from car financing to home equity loans. Here’s how it works.
Marketplace

Why are bank deposits up, when interest rates are down?

Bank deposits have been increasing for more than a year, according to the FDIC. While that could let banks make more loans, many banks are being cautious. Last Wednesday, the Federal Reserve ...
CNN

Here are 4 ways lower interest rates could affect your personal finances

Federal Reserve Chair Jerome Powell hinted interest rate cuts could be coming soon in a speech on Friday, a move that could affect everyone from global markets to individual Americans. Powell ...