Getting pre-approved for a mortgage is a no-brainer when you're searching for a new home. It helps you understand how much house you can afford and what costs you can expect. As a result, you won't ...

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You don't have to be pre-approved for a mortgage to buy a house. But it's smart—especially in a seller's market—to be: A pre-approval means that a lender has already determined that you're qualified ...

Learn what you need to speed up the approval process Mortgage lenders offer pre-approval letters to buyers they believe can repay their loans. However, unlike mortgage pre-qualification, the ...

Sometime between now and 2.5 years from now, my wife and I would like to buy a house. We love where we live now, and would like to stay here. The problem is that it's expensive. There *are* houses ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

When making the decision to purchase a home, the first thought that comes to a buyer's mind is most likely "how much can I afford?" If you're a seasoned buyer who has already been through the process ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Getting pre-approved for a loan can be a valuable step when preparing for a major purchase like a home or car, as a pre-approval gives you an idea of how much financing you may qualify for, based on a ...

A mortgage pre-approval means a loan officer will examine your finances, including your assets, income, debts and even credit history, to work out how much money you can borrow, what loans you could ...