In the consumer deposits and payments products space, the banking as a service (BaaS) model creates significant opportunities for fintech innovation and consumer choice — but BaaS arrangements have ...

My colleague Travis Fisher recently co-wrote a piece in the Wall Street Journal on utility reform in New Hampshire. The New Hampshire story should be quite familiar to anyone who studies financial ...

When it comes to financial regulation in America, “no rational person would have set out to design the current system of regulation. It is inefficient and inequitable, sometimes completely ineffective ...

A top Federal Reserve official on Tuesday unveiled changes to a proposed set of U.S. banking regulations that roughly cuts in half the extra capital that the largest institutions will need. Introduced ...

America’s adoption of open banking has just been struck a serious blow, and it’s completely unexpected. A federal judge has weighed in, putting a halt to the Consumer Financial Protection Bureau’s ...

AMSTERDAM (Reuters) -Europe should avoid the temptation of easing bank regulation and should instead tighten rules for parts of the financial sector now enjoying easier rules, some of the continent's ...

The European Central Bank has convened a task force led by some of its most powerful governors aimed at simplifying banking regulation, amid growing fears the region is falling behind. The central ...