Putting your savings in a certificate of deposit (CD) can be a smart choice, especially considering how high interest rates are today. But you may be able to maximize your CD even more by taking ...

A 3-month CD is a good option if you’re looking for a guaranteed rate with no risk. Find out which banks currently offer some of the best 3-month CD rates.

There was a time when long-term CDs offered the highest rates, but that's changed over the past few years. An unpredictable rate climate (among other things) has led banks and credit unions to offer ...

A step-up certificate of deposit, or “step-up CD,” is a variable interest deposit product where the rate of interest gradually increases over the term of the certificate. Eventually, the certificate ...

When choosing a certificate of deposit (CD), you have to compare a few figures to make the right call for your needs — any minimum balance requirements or the amount of interest earned, for example.

As fall arrives, it's an ideal time to think about financial goals and how to benefit from financial products like fixed-rate CDs, mortgages, and personal loans. Fixed-rate CDs offer guaranteed ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

Third Federal offers three types of CDs: Standard, Special and Bonus. Standard CDs are available for terms of three to 72 months and tend to offer lower rates than the other account options. Special ...

Focus on CDs for cash reserves, use a CD ladder and compare rates. But don’t lose sight of a CD’s purpose. Many, or all, of the products featured on this page are from our advertising partners who ...

In 2025, overlooking certificate of deposit (CD) rates could lead to significant financial losses. A recent report warns that this oversight might become the most expensive mistake for savers this ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...