The Secure 2.0 Act included changes to 401(k) plans that start in 2026, including new rules for catch-up contributions for ...
The 2026 Roth IRA contribution limits are here. Learn how much you can invest, who qualifies and how the accounts work.
Business Intelligence | From W.D. Strategies on MSN

401(k) catch-up changes: The new high-earner rule starting this year

The 401(k) landscape shifted significantly on January 1, 2026, and not everyone noticed it coming. 0 Act of 2022, millions of ...
Without planning, retirement can become more taxable than expected. The right contribution mix can help smooth lifetime taxes ...
A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans.The rule, which was created ...
For 2026, employees age 50 and older who earned more than $150,000 in 2025 must make their catch-up contributions to a Roth 401 (k). (The law originally set the threshold at $145,000, but the amount ...
Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401 (k) plans, which stack on top of the regular limits for employee contributions to ...
Will workers earning more than $145,000 want to put those retirement contributions in a post-tax Roth account? Their answer might surprise you. Would you rather pay tax now and have tax-free growth, ...