Some personal loans require collateral — that is, a personal asset, such as a car, home, cash deposit or investment — that you offer to secure the loan. This asset reduces the lender’s risk, as you’ll ...

A secured loan is a loan backed by collateral, which is an asset you pledge to the lender. If you can't repay the loan, the lender has the right to take the asset to recover any losses.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. This article explores secured and unsecured loans, ...

Wolters Kluwer is hosting a free webinar at noon (ET) on Wednesday titled, “Strategies to Pledge Electronic Collateral to the Federal Reserve Bank.” Wolters Kluwer explained that pledging an auto loan ...