The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

If credit card debt has you feeling stressed, you’re not alone. Many families are struggling to keep up, and it can feel like you’ll never get ahead. But there are ways to take back control. Consumer ...

A reader moved states and racked up $10,000 in credit card debt. A CFP explains how to pay it down while protecting a strong credit score.

Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet. It’s one of the stranger ironies in personal finance: Credit cards carry some of the highest ...

HAVE A BREAKDOWN OF THE SIMPLE STEPS YOU CAN TAKE TO START PAYING DOWN YOUR BALANCE. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE ...

If you make a big purchase on a credit card, pay it off as fast as possible. Improving your credit score can be achieved by keeping your credit utilization percentage as low as possible. The hope is ...