The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...