A 609 letter can help you challenge credit report errors, but it's not a magic fix for your debt. Here's why.

Quick Read Credit card interest rates reached nearly 21% as of Q3 2025. Paying off 21% debt delivers a guaranteed 21% return ...

Nevada has one of the highest rates of credit card debt in the country, according to a new study as the issue takes center ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Credit card debt has reached crisis levels, with the average American cardholder now owing $7,886. When combined with ...

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

The entry of a judgment means the beginning of post-judgment enforcement proceedings by the creditor against the debtor and, more specifically, against the debtor's assets. But not all of the debtor's ...

A creditor is any person or organization that lends money or extends credit, expecting to be repaid with interest and fees. Creditors can include banks, credit card companies, hospitals and even ...

Limited liability companies, like partnerships both general and limited, are fundamentally creatures of contract law. The members agree with each other as to the business to be conducted by the LLC, ...

Freedom Debt Relief reports veterans can access various debt relief programs, including grants that don't require repayment, ...