(APY) between . Available terms range from three months to 10 years, and there’s no minimum deposit required to open an ...

Competition among smaller banks and credit unions has pushed the leading APY up to 4.50% ...

Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.

Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Read on to learn about the best banks for CD rates in 2026.

All of the CDs featured here come from FDIC-insured banks, so your deposits are protected up to $250,000. Which account works best for you really comes down to two things: how much cash you want to ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

With interest rates still elevated, certificates of deposit are offering some of the most attractive guaranteed returns savers have seen in years. Today’s best CD rates make it possible to earn more ...

Discover® Bank offers excellent accounts and a massive free ATM network, and it does not charge monthly or overdraft fees. Many or all of the products on this page are from partners who compensate us ...