Distressed Borrower Explained: Strategies for Debt Relief

Learn about distressed borrowers, the challenges they face, and effective strategies like forbearance and loan modification ...
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Does the SAVE Forbearance Count For PSLF?

Does The SAVE Forbearance Count For PSLF? This question is about what payments and periods count for Public Service Loan Forgiveness. When the 8th Circuit Court blocked parts of the SAVE income-driven ...
JD Supra

California Enacts Mortgage Forbearance Act, Effective Immediately; Will Pose Compliance Challenges for Servicers

While clearly resembling the COVID-19-era forbearance framework, the California Mortgage Forbearance Act goes further than the CARES Act and also governs the back-and-forth interactions between the ...
JD Supra

California Mandates Forbearances for Mortgage Borrowers Affected by Wildfires

On September 22, 2025, California Governor Gavin Newsom signed Assembly Bill 238, which took immediate effect as an urgency statute. The new Mortgage Forbearance Act (the Act) can be found in section ...
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The Hidden Cost of Student Loan Forbearance Might Be More Than You Expect

If you're having trouble repaying your student loans, you may be able to get some relief by entering into forbearance, meaning your monthly payments will be paused or temporarily reduced. However, ...