Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

NEW YORK CITY, NEW YORK / ACCESS Newswire / May 13, 2025 / A growing number of individuals are discovering severe inaccuracies on their credit reports-especially credit inquiries they never authorized ...

Refinancing replaces your old mortgage with a new loan, which can lower your average age of credit – a small but meaningful component of your credit score. Mortgage refinancing usually requires a hard ...

It’s smart to check your three credit reports and to do so often. Yet there’s a difference between checking your own reports with Equifax, TransUnion and Experian and allowing someone else to access ...

Remove hard inquiries from your Experian credit report in as little as 20 minutes. Boost your FICO score fast by following ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Lindsay VanSomeren is a personal ...