CDs offer less flexibility than savings accounts and lower returns than the stock market. Are CDs ever worth it?

CDs feel safe, but they can limit your access, earnings, and financial freedom. Here's how to spot the risks before locking ...

Six-month CDs continue to offer some of the highest savings yields ...

Certificate of deposit (CD) accounts have generated strong yields for savers who locked in high rates in 2023 and 2024. Around a year ago, you could find some CD APYs up to 6%. Now many of those same ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's one reason why CD accounts have surged in popularity among ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. The best one-year CD rates are currently competitive with longer-term CD rates. Short-term CDs can capture higher-than-average ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal ...