A mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together but does not use its own ...

Discover how asset-based lending works, its benefits, and examples. Learn about secured loans using assets like inventory, ...

What are the key factors to consider when weighting the pros and cons of a line of credit vs loan? We'll break it down for you here and dig into the details: ...

Direct Loans are federal student loans made directly by the U.S. Department of Education to students or parents.

Conforming loans, by definition, are only available up to a certain dollar limit—so if your heart is set on a super high-end home, a conforming loan might not work for you.

FHA loans can help borrowers with less-than-ideal credit and cash. But they aren’t perfect.

VA loans do not usually require a down payment, but there are certain circumstances in which a down payment might be necessary. Making a down payment on a VA loan can help reduce your funding fee ...

Definition of DTI (debt-to-income ratio) DTI, or debt-to-income ratio, is the percentage of income you spend on your debts and housing each month. DTI doesn’t consider the total amount of debt ...