Finding a personal loan can be more difficult if you have poor credit, and you might pay higher interest costs ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Securing a loan with a 500 credit score may be challenging, but that doesn't mean every lending door is closed. Though more difficult, borrowing money is possible even with a low credit score.

Personal loans can help meet urgent or planned financial needs, but choosing the right interest rate and charges is key to keeping repayments affordable.

Average business loan rates start at 6.99% APR but those that meet certain business criteria and personal credit requirements ...

Personal loans may be seen as a last resort for covering large expenses or consolidating debt, but they can actually be a helpful financial tool. They offer lower interest rates than credit cards and ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

The Federal Reserve doesn't directly set personal loan rates. But its monetary policies are designed to have a widespread effect on the U.S. economy. When the central bank makes a policy ...

The best personal loans for good credit are from providers like SoFi, LightStream and Achieve that offer low APRs and rate discounts ...