Learn how to build a monthly budget that reflects your actual life and goals. Flexible, real-world tips to help you save, spend, and plan smarter.

Learn how to redefine luxury, build smart savings habits and enjoy comfort and style without debt, according to financial expert Lissa Lumutenga.

While retail therapy and ordering takeout every time you don't feel like cooking is among life's many joys, there's also no equivalent to the misery that hits you when you check your bank balance at ...

Avoid debt with sinking funds—smart savings for irregular expenses like taxes, car repairs, or travel. Budget better, save ...

50% of your after-tax income (take-home pay) covers needs. These are essentials, such as housing, food and transportation. 30% covers wants, which can range from dinners out to vacations to charity.

As a licensed mental health counselor with a different monthly income depending on workflow, budgeting is tricky—as is navigating debt. Before meeting with a financial professional to talk through ...

With a median 401 (k) balance of $210,724, retirees relying on the 4% withdrawal rule and Social Security benefits often face ...