Dori Zinn has been a personal finance journalist for more than a decade. Aside from her work for Forbes, her bylines have appeared on CNET, Yahoo! Finance, New York Times, Quartz, Inc. and more. She ...

This article explores payday loans, including how they work, their pros and cons, and viable alternatives. Whether you’re considering a payday loan or simply looking to improve your financial literacy ...

You've likely heard of a credit card cash advance before — it's basically a short-term loan offered by your credit card issuer. Another way to access money quickly and conveniently is simply through a ...

*Somerset, NJ – Last Friday at the 4 th Annual Dfree ® Financial Freedom Conference, hundreds of Black church leaders from around the nation gathered to launch a national strategy to end short term, ...

If you've ever taken out a payday loan, you know how quickly things can spiral with this type of debt. After all, these types of loans, which are marketed as a quick fix between paychecks, come with ...

Payday loans seem like a convenient way to get some extra cash when you need it most before your next check arrives, but that convenience could come at a higher cost than you anticipated. These loans ...

ORLANDO, Fla. – “Need money NOW?” “Instant cash!” “No credit check!” Not too long ago, your average payday lender was a strip mall storefront wedged between businesses like a laundromat, a pizzeria, a ...

The payday loan business is pretty simple. Clients generally pay a fee of $15 per $100 for a two-week loan. At EZ Money, the fee is $15 for $100, $25 for $200 and $35 for $300. For one-month loans, ...

Payday loans are marketed as a fast fix for financial emergencies, offering quick cash — generally in amounts of $500 or less — to cover unexpected bills or expenses between paychecks. You borrow the ...

As many as 66 percent of Americans expect to borrow for holiday shopping, and about a quarter anticipate taking on $900 or more in holiday debt. Many holiday borrowers will carry that debt for months ...