If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have fallen ...

Part of determining if a mortgage refinance is practical is weighing the balance between its benefits and costs.

A no-closing-cost refinance gets rid of the need to pay refinancing fees upfront, but it’s not free. Instead, you’ll finance the closing costs — with interest — as part of your new loan, or take a ...

The average closing costs for a refinance mortgage in the U.S. totaled $2,403 last year, or about 0.72% of the loan amount, according to a new report from LodeStar Software Solutions. The findings ...

Many people in the military take advantage of VA loans to purchase a home. The VA home loan program provides unique benefits, like no down payment, no private mortgage insurance (PMI), and competitive ...

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help you ...

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*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. It may be a good time to refinance while mortgage rates are down, but other factors like closing costs should influence your ...