These consolidation loan alternatives can help you simplify your payments without adding to your debt.

Even households long considered financially secure are feeling the pressure.

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Quick Summary A 30-year-old earning $50,000 is doing everything right on paper, freezing cards, paying more than the minimum, negotiating interest rates, yet 25% APR credit card debt is still ...

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

“The money is coming from the proceeds of the sale of a family home.” ...

The president's proposal could help consumers save billions of dollars and pay off debt faster. But financial experts say it could also make it harder for consumers with lower credit scores to get ...