FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

A simple three-digit number can determine whether or not you can finance your next home or car, and it can also stipulate what interest rate you receive. If you’re planning on applying for a mortgage ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Looking to buy a new home in the new year? There’s one magic number that could make or break a consumer’s chances. When it ...

When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.