Make wiser choices about credit and debt, investing, education, real estate, insurance, spending, and more.

Say, for example, that a married couple makes a total of $100,000 a year. Both spouses work hard for their money, and enjoy spending their discretionary income. But who gets to spend more on ...

The prospect of free travel is so alluring that an entire industry has sprung up around collecting frequent flyer miles. Hotels, rental car agencies, and of course credit cards all offer enticing ...

“Cash is king” is an age-old saying often used to explain the failure of both businesses and consumer households. Without the proper amount of cash on hand, both of these entities can run into major ...

Kelly Ernst has written extensively about personal finance, careers, freelancing, and lifestyle topics, with her work appearing on The Penny Hoarder, The Write Life, Budgets Are Sexy, and Business ...

Everyone feels the temptation to try to time the market – the stock market, the housing market, any market. It’s human nature to try to be cleverer than everyone else. And it’s only the beginning of ...

Hiring a lawyer for the first time sounds like an expensive prospect. When you’re facing a legal problem, thinking about how much you’ll have to pay is a stress that only compounds your worries. And, ...

For most Americans, housing is the single biggest expense in their personal budget. According to the Bureau of Labor Statistics, the average household spends more than 30% of its after-tax income on ...

In 2016, “adulting” – behaving like a responsible adult – made the short list for Oxford Dictionaries‘ Word of the Year. This term shows up a lot on social media, mostly among millennials talking ...

Americans’ collective credit card debt balance hit $930 billion in Q3 2022. That’s a $43 billion jump from the previous quarter. The average cardholder now has more than $6,000 in credit card debt, ...

Going from rags to riches is essentially the American Dream. Whether it happens by way of a better-paying job or winning the lottery, some studies suggest that money can change your behavior – and not ...

I own a car, a bike, and two legs. When the weather is nice and I need to run to my neighborhood store or get to an appointment in another part of the city, I walk or bike. If the weather’s bad and ...