The new guidance clarifies enforcement mechanisms, standardizes data use, and tightens legal boundaries for credit penalties. First introduced through pilot programs in the early 2010s, the social ...
In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...
Some results have been hidden because they may be inaccessible to you
Show inaccessible results