Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Lars Peterson joined Investopedia in 2023 as a senior editor of financial product reviews with a focus on personal loans, credit cards, mortgages, and other financial products and services. Lars has ...

In the high-interest-rate environment of April 2025, borrowing money can be expensive. Personal loans, for instance, currently carry rates of over 12%. And credit cards? Those average nearly double ...

Want to borrow with a home equity loan this year? Here are the pros and cons to know before getting started.

Rapid home price appreciation and low inventory mean American homeowners are sitting on substantial home equity. In the second quarter of 2025, mortgage holders carried $11.5 trillion in "tappable" ...

Personal loans and home equity loans are popular ways to fund home improvement projects, debt consolidation and other large fixed expenses. Generally, home equity loans are larger and come with lower ...

Buying a home outright may feel debt-free, but it may come with its consequences. With stable income and repayment capacity, ...

Learn about the types of loans available before beginning your home search Written By Written by Contributor, Buy Side Kim Porter is contributor to Buy Side from WSK and expert on mortgages, student ...