Fed rate cuts have made home equity loans affordable. Here's how much a $40,000 home equity loan costs monthly now.

Both offer viable ways to borrow $50,000 worth of home equity, but only one has timely benefits worth knowing now.

Normally when someone has a low mortgage rate, they don’t refinance into a higher one ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to say, complete with sample sentences that you can use as you kick off a ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

As of December 3, 2025, the average home equity loan rate is 7.99%, according to Bankrate’s regular survey of rates. The ...

A Fed rate cut this week could be good for home equity borrowers. Here's what happened after the last two rate cuts.

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Summer renovation season is upon us, and after years of building equity in your home, you might be considering some much-needed home upgrades or aging-in-place modifications while the warm weather ...