Many workers could increase their lifetime spending power by $182,000 by delaying Social Security retirement benefits.

Learn why Social Security's full retirement age reaches 67 for good in 2026, how it changes your benefit options, and simple ways to time your claim wisely.

For those born in 1959, 2025 is the last year their full retirement age will be 66. Increases will continue until the age of ...

For many years, Social Security had allowed Americans to take their full retirement benefits at the age of 65. However, starting in 1983, Congress increased the full retirement age from 65 to 67, ...

While average retirement age for both men and women has ticked up since the early 1990s, many people still retire before age 65. The average retirement age is 64.6 for men and 62.6 for women, ...

You could increase your benefits by waiting until 67 or later to claim Social Security. Regardless of your benefit at age 65, it's probably not going to be enough to enjoy a comfortable retirement.

"Retiring at 65 with $3.3 million puts you in a very strong position, especially once Social Security is factored in," Dugas ...

Some 69% of the members of Generation X say that retiring before age 65 is part of their personal American dream, according to Investopedia’s 2025 American Dream Study. An even higher number—86%—cite ...

Kristina Byas is contributor at Investopedia. As a personal finance expert, she has lent her insights and knowledge to numerous financial publications. Her articles have helped readers navigate the ...

An investor’s chief goal should be replacing the bulk of their work-based income once retired. A couple of additional years of toil around this age can make a surprisingly big difference for the ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...