Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 ...

Discover expert tips on choosing the right student loan with Carrie Johnson's guidance. Learn how federal and private loans differ and find options that suit your needs.

Millions of borrowers on the Saving for a Valuable Education Plan will have to move to another repayment plan, and most of their new monthly payments will be more expensive.

Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 18, 2025, student loan ...

The U.S. Department of Education plans to end a student loan debt forgiveness program used by millions of Americans. The feds said Dec. 9 that they had reached a proposed court settlement to kill the ...

The Federal Reserve shows that approximately 10% of adults between the ages of 45-59 have outstanding student loan debt, ...

Earnest reports on reclaiming financial confidence despite student debt by understanding loans, exploring options, and taking ...

With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are ...