Today’s 30-year mortgage rates start at 7.433% (7.513% APR), according to The Mortgage Reports’ daily rate survey. However, your own interest rate could be higher or lower than average. Actual rates ...

Mortgage rates kept inching upward as the 10-year Treasury yield climbed to 5.209% and oil pushed back above $94 a barrel. Freddie Mac’s latest survey put the 30-year fixed at 7.03%, up eight basis ...

A parent keeps ownership of their home with a HECM reverse mortgage and cannot be forced out as long as loan terms are met. Proceeds can fund renovations like a walk-in shower or ramp, and can also ...

A LESA is money a reverse mortgage (HECM) holds back to cover your future property taxes and insurance. It is triggered by the HECM financial assessment, usually when credit or income raises a flag, ...

Most homes listed by real estate agents are entered into a regional multiple listing service, or MLS, where they can be seen by other agents and distributed to portals like Zillow. But some sellers ...

The Federal Open Market Committee, or FOMC, is the group inside the Federal Reserve that sets the federal funds rate, the benchmark short-term interest rate that influences borrowing costs across the ...

Own Up lets borrowers compare multiple lenders in one place. Own Up can show personalized offers without a Social Security number up front. Own Up says it uses a soft credit check early in the process ...

The Federal Reserve held its benchmark rate unchanged at its June meeting, keeping the federal funds rate at its current level. The decision was widely expected. But “expected” doesn’t mean ...

Point offers both an HEI and a HELOC. Point offers HEI amounts from $30,000 to $600,000. Point offers HELOC amounts from $15,000 to $750,000. HEI costs may rise if your home value increases. Final ...

The Mortgage Reports analyzed ATTOM and HMDA data to build the first-ever Home Equity Gap Index, ranking all 50 states by how much equity homeowners have vs. how often they actually use it. Texas ...

If you’re sitting on a first mortgage rate from 2020 or 2021 and you need cash for renovations, you already know you’re not refinancing. The next question is which second lien actually fits your ...

The Consumer Financial Protection Bureau (CFPB) finalized a rule on April 22, 2026, that changes how fair lending discrimination is enforced for mortgage borrowers under the Equal Credit Opportunity ...