Until President Richard Nixon took the United States off the gold standard in the 1970s, American cash was redeemable for gold or silver. Currently, the U.S. is on a system using fiat currency via the ...

So, you’ve decided to take the plunge and join a warehouse club. You think that for your family, the low prices on household staples will more than pay for the membership fee. The only question now is ...

Your kid’s first bank account should be a checking account. Some parents opt for a kid-friendly prepaid debit card instead, which isn’t technically a bank account but can perform the same basic ...

For most Americans, housing is the single biggest expense in their personal budget. According to the Bureau of Labor Statistics, the average household spends more than 30% of its after-tax income on ...

Going from rags to riches is essentially the American Dream. Whether it happens by way of a better-paying job or winning the lottery, some studies suggest that money can change your behavior – and not ...

Choosing the right cell phone plan is important for budgeting and, of course, your phone needs. When comparing Visible vs. US Mobile, they are both great options, but which of these options is best ...

For a lot of families, credit cards have become critical for managing expenses and sorting out finances. If you’re a parent juggling the costs of food, school, soccer practice, and many more ...

You drive a beat up ’95 Honda Civic and your spouse drives a shiny new BMW. You go to the mall and buy what you intended to buy, but your spouse comes home with a few of the latest gadgets and a new ...

I have an absurd number of credit cards. Most I never use, but because average credit account age is an important factor in credit score calculations, I’m very reluctant to cancel any. Looking through ...

Realizing you have a low credit score — or no score at all — can be alarming, especially if you learn this information via a denied loan application. But if you’re a borrower with a less-than-stellar ...

A line of credit is an open-ended loan that allows you to borrow money as you need it. Credit lines can be secured by valuable collateral (like real estate) or unsecured. Common types of credit lines ...

Eco-conscious consumers know that trade-offs are a fact of life. Just about every purchase we make has a carbon footprint, as do activities as simple as flicking on the lights or turning on the air ...