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Home Buyers! You can be gifted (not borrow) your down payment to buy a home from a family member. This requires completing a gift letter that can be provided by your mortgage person. Make sure the wording in the letter clearly states that the funds are indeed a gift and not intended to be paid back. Here are acceptable additional sources of where your down payment can come from : 💰Personal savings 💰Proceeds from the sale of another property 💰TFSA or RRSP 💰In some cases, investment income
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